Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Can I swap my love to shop vouchers for a card? Its a simple way to pay for your online Argos shopping. Can you use your argos card in homebase? If I've got a Fixed Amount Direct Debit, what happens if the balance shown on my statement is less than the Fixed Amount? Just like a credit card, you can shop using your Argos Card and you wont pay anything straight away. Details on how to contact the Financial Ombudsman Service: By post:Financial Ombudsman ServiceExchange TowerHarbour Exchange SquareLondonE14 9SR, Telephone: 0800 0234 567 or 0300 123 9 123. Don't forget to use the discount before it expires. When you reach the balance checker, enter these 2 numbers: the 20-digit Card Number. You cant use your Argos Card to shop online at Sainsburys.co.uk or when using the Sainsburys app. 10 is curry's limit for gift cards on a single purchase, so 250. Double check the message you've sent to make sure it matches the instructions we've given you, as the system we use can't register your request properly if there's things like spelling mistakes or if you've typed the wrong number. That's why we encourage you to pay more than the minimum payment if you can afford to, as this will help you to repay your balance faster and pay less interest. We're suggesting you pay at least double your minimum payment each month but if you can't afford that, you should pay you minimum payment and as much more as you can each month. PC Worlds website was merged into Currys in July 2019, resulting in the end of PC World as the separate retailer. Find out more about Persistent Debt here. Official Argos gift card store. There are also a few places within Sainsbury's where you can't use your Argos Card to buy anything: Sainsbury's in-store Travel Bureaux. If I've got a Fixed Amount Direct Debit, what happens if the balance shown on my statement is less than the Fixed Amount? You will then need to checkout and pay for your discount card. Discounts range between 4% and 8% depending on the time of the year. These cookies will be stored in your browser only with your consent. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. You'll also only be able to withdraw a maximum of 300 per day. dave chappelle: the closer vinyl. Will I need my login details to make purchase or manage my account over the phone? Why does the letter say I am? The cookies is used to store the user consent for the cookies in the category "Necessary". With the Argos Card, no interest will be charged if you pay in full within your credit plan period and keep your account up-to-date. When will my latest statement appear online? Being the same company, credit options offered by both stores are similar. By clicking Accept All, you consent to the use of ALL the cookies. To spend online, simply click the 'Spend Online' shopping cart button below your gift card and follow the step-by-step instructions (you can also see those instructions here ). The new Argos Credit Card issued by Vanquis can be used everywhere that accepts credit cards. Was this answer helpful? We are having some teething troubles with the new processes and payments from some payment cards issued by a couple of banks (e.g. Usually things get back to normal quickly but sometimes the situation can get worse and positive action is required - the remedies are often simple. Spread the cost on your Argos shopping with an Argos Card. Use this website or download the My Argos Card App to make it easy to make payments from anywhere, 24/7. You might find it useful to work out a budget to help you keep track of your spending each month and prioritise debt repayments. Instead, I had to click on Offers from Discounted Gift Cards. Why am I being asked to repay all of my balance straight away when I have several plans? What happens if I go over my credit limit? Herein, can I use my Argos card anywhere? Find out more about Persistent Debt here. You can delete or block cookies but it may affect your access to some parts of our site. Call charges may vary please check with your provider. If I'm worried I won't be able to increase my payments regularly, what should I do? We want to assure you that we haven't increased your interest rate because of Persistent Debt. How will I know when my Argos Card account is not in Persistent Debt? Paying by HIGH STREET BANK, BUILDING SOCIETY or POST OFFICE Please allow 5 working days for payments to reach your account. Although we want to make your account management as simple and easy as possible, we take security very seriously and want to be confident that there is no unauthorised access to your account. Please note that gift cards cannot be used for online mobile purchases. your email address). Microphone / volume / playback & functions control. As the card can still be spent at Argos, its considered usable and youre not entitled to a refund. Purchases on Normal Credit won't be charged interest if they're repaid in full by your next monthly payment date (and the total Normal Credit balance on your previous statement has been cleared by the payment date). Touch device users, explore by touch or with swipe gestures. No - you can only register one Argos Card account on myargoscard.co.uk. How do I get past it? How do we apply your payments? But if you do have a balance and haven't received a statement then it's possible that it's been delayed in the post. We use Secure Sockets Layer (SSL) protocol for managing your encrypted session and 128 bit encryption, which is why the latest versions of web browsers are needed to register for and use this service. Lines are open 8am to 6pm Monday to Saturday and 10am to 6pm Sunday. . Can I register an expired Argos Card so that I can manage my account? Power Strip Surge Protector with USB with 3 AC Outlets and 3 USB Ports. Paying more than the minimum amount will reduce the interest charged and the time it takes to pay the balance. Find out more about Persistent Debt here. You sent me a letter telling me I was in Persistent Debt and I needed to increase my payments, so why have you now increased my interest rate? Your payment due date and statement date are interlinked, though, so by changing one you'll be changing the other. And then there's the Tesco Extra and Asda superstores. Give us a call on 03456 400 700 to ask.. It could be something to decorate your home, or pre-ordering the latest Playstation. You dont get one until youve been with the company 6 months then they dont give you a discount card. Can I transfer my Argos Card balance to my Barclaycard? For any other changes (name, amount, date) you'll need to call us. Whilst these options could affect your credit file, it's worth considering them carefully if you need additional help with making repayments. You can find some information about how long it will take you to repay your balance, how much interest you might pay and how much you could save by paying more than the minimum each month by visiting cardcosts.org.uk. Spend over 50 to choose from one of our standard credit plans or check out our special offer credit plans.These are time-limited credit offers available on top products including phones, furniture and vacuum cleaners. Physical Gift Card Straight to their door. complaint.info@financial-ombudsman.org.uk. What should I do to ensure I don't pay more interest than I need to? We want to help you, so please contact us on 0345 601 0798 if you want to talk about Persistent Debt. Upcoming industrial action by Royal Mail may cause delays to postal communications. And if youre borrowing over 50, well give you between 3 and 12 months where you wont be charged any interest (as long as you pay the total balance before the plan ends). When you reach the checkout, breeze through by picking the PayPal option. Save Now: 25% off Selected Outdoor Toys & Sports. Open the link and your statements will appear at the top of the page. We have standard 3-6 month credit plans, plus up to 12 months to pay on selected products. If it's not repaid, interest will be charged at the Normal Credit Rate from the date of purchase until you repay the balance in full. Discover incredible discounts with this offerArgos Discount Code - Selected Outdoor Toys & Sports items - Buy & Get Up To 25% Off. I've forgotten my login details. If your Buy Now, Pay Later plan ends and you haven't paid the plan balance off IN FULL, then the remaining balance of the plan PLUS the Deferred Interest will be added to your Normal Credit balance and your minimum monthly payment will increase in line with your Terms and Conditions. Happy shopping! Yes either for full payment or for part payment when using another payment method. Please contact us if you are having repayment difficulties. Your statement will appear online on the same day each month - e.g. Estimated Interest is the amount of interest you might incur if you only pay your minimum payment before your next statement. Again, you will be taken to the Edenred store. Your Memorable Word is essentially your password - something only you'll know. Top Offers. You'll need to send us one of the following documents (or a copy of the document) with a covering letter that includes your account number and address: Send your documents to: Argos Financial Services, PO Box 211, Park Mill, Huddersfield, HD8 1FA. Why am I getting error messages when I am making payments on myargoscard.co.uk? Well the only retailers in my immediate vicinity are Argos, PC World/Currys and Brighthouse that i can think of. You can pay for your order in full with Gift Cards or gift vouchers. This means you may pay interest on interest. Below, I have listed two of the most popular Argos and Currys. With your Argos card, you can make use of the buy now pay later Argos payment plan with nearly any purchase. So that includes eGift Cards or physical Gift Cards (the plastic or cardboard type). Yes - You can use your Argos credit card to make purchases in shops and restaurants and withdraw cash from cash machines and bank counters everywhere you see the Visa sign. There are also a few places within Sainsburys where you cant use your Argos Card; Sainsburys in-store Travel Bureaux. By Phone: If youd prefer to speak to someone you can contact us on 03456 400 700. Deal. If you definitely want to close it then give us a call or contact us through myargoscard.co.uk. If your query isn't too urgent you can also log into myargoscard.co.uk to send us a secure message. If you have the My Argos Card App or an online account, please use these services to view your statement or to make a payment. A credit search will be performed when you submit an application for an Argos Classic Credit Card which will leave a hard footprint on your credit report. How secure is this website? The One4all Multi-Store Gift Card can be spent in over 22,000 outlets, including Currys! Lawn Food Miracle Gro. Its a simple way to pay for your online Argos shopping. You should also cancel this with your bank. Make sure the mobile phone number on your One4all account is correct, as you'll receive an SMS message to verify your ID before we show you how to spend your gift . Verified By Visa / MasterCard SecureCode are both operated by debit card issuers. If you dont pay in full, youll be charged interest on any balance remaining at the end of the plan. We've pulled together some info with Sainsbury's Bank to make it all a bit easier to understand. How much this discount will give you varies, but is usually anything between 3% and 7%. If you're still in Persistent Debt after this time, we'll write to you again to tell you what further action we may have to take, including suspending your Argos Card from further spending. He has appeared in major UK newspapers and BBC television sharing his inspirational tips. What happens next once I've confirmed my choice? If you pay off some of the balance during the plan, you'll see on your subsequent statements that the Potential Deferred Interest reduces. The four digit Plan Ref simply helps us locate a plan on your account if you call us. In-store Lloyds . Activate and manage your Love2shop Gift Card. 20 Rewards = 20 Argos eGift Card + 5% Rewards. Graphics: AMD Radeon R7. If you havent used these before, all you need to do is click on the Currys or Argos link and earn an extra 1-2% back. We haven't increased the interest rate on the Argos Card for a long time, yet we have seen the costs of running the Argos Card increase. No, there are different processes you have to take. Voucher Code Description Discount Type Expiry Date; 10% Student Discount at Shark: Online Code: 20 June: Choose a 10 Gift Card with Orders Over 130 | Shark Voucher Code If you have a Buy Now Pay Later plan due to expire next month then we'll also include how much deferred interest might be incurred on it if you don't pay off any more of your balance. If you only make the minimum payment each month, just before your payment date it'll take you 14 years and 8 months to pay off your balance. if your statement date is the 17th of the month then it will appear on the 17th of every month. Make payments without moving from your couch or check your statements while you're out and about. Mostly, yes - you can use your Argos Card to buy groceries, Tu Clothing, Homewares, Electronics basically anything thats stocked in Sainsburys and Sainsburys Local stores. The wide range of household and electrical products makes Currys PC World the number one shop for all your domestic appliance and electrical . We will keep you up to date throughout while we are investigating your complaint, until we provide you with a formal response either via e-mail or letter. You might notice that some Plan Refs are the same as others - that's because they're not unique and they just tell us what type of plan it is. It's critical that we have current contact details for you - occasionally we might need to tell you about critical changes to your account (updates to your terms and conditions, changes to APR etc) and if we don't have your details then we can't contact you. Through Quidco, some Argos purchases can also generate great cashback, so you can save as you shop with ease. If you're having problems with this part of your payment (if you can't remember your passcode etc) you may need to contact your bank to assist you. If you make only the Minimum Payment each month it'll take you longer and cost you more to clear your balance so feel free to repay as much as you want to in addition to your Minimum Payment Direct Debit. you can use Zilch. Here is a full list of where you can spend Love2shop Gift Cards: A. Alton Towers Resort* Alton Towers Water Park* American Golf Antartex Village Argos. Representative 34.9% APR Variable. If you have any difficulties making your payments please contact us on 0345 601 0798 as soon as you can so we can help you. We're working hard to resolve these issues as quickly as possible. . The best discount is 50% OFF. If you're shopping online, you'll be asked to enter your gift card number at the checkout. After you get your confirmation message, it can take some time for your card to be blocked while we process your request and make the changes we need to in our system. However, the added security and added-value features are designed to help you . 30), Divide this by the number of months that your Plan ran for (e.g. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Add a photo to your eGift Card. The cookie is used to store the user consent for the cookies in the category "Analytics". 25/03/2020. To purchase, search for Currys in the top right corner of their site (a magnifying glass with a pink background). reasonable costs for enforcing the agreement, including any loss, costs or expenses that may be incurred in collecting money owed under this agreement; It's the amount of interest that you could be charged if you don't pay off the full Buy Now, Pay Later plan balance before the plan ends. Could be one of a number of reasons: Can I register an expired Argos Card so that I can manage my account? Just a couple of notes if you're thinking about changing your Direct Debit details: What day is my Direct Debit taken? Copyright 2023 by nikkicarsonrealestate.com. If the date has been and gone then we cant replace it for you (sorry). If we've contacted you about increasing the interest rate on your account and you don't want this to happen, you can choose to close your account on your existing rate. We've brought together a glossary of words to help simplify the small print and untangle the T&Cs You can collect and spend Nectar points at Argos. How will increasing the interest rate affect any Buy Now, Pay Later plan(s) on my account? How will I know if my Argos Card account is in Persistent Debt? Once your arrangement has ended, please call us on 0345 601 0798 so we can then discuss your Persistent Debt repayment options with you. Applying for the card is not a hassle at all, as this can be done online, via phone or at the till. Our range of Mastercard prepaid cards not only offer variety but are easy-to-use as they work just like a multi-store gift card. OFF. Just be careful: If your next payment is due within the next 5 working days, then we might have already requested your Direct Debit payment from your bank. Its like saying JD Williams and Very have given me a credit card because they have given me credit. And, you can even use your Argos Card to buy your daily groceries and fuel. } Over-ear headphones. 9 Can You Use Your Argos card at Homebase? Let us know as soon as possible (call us on 03456 400 700 or Contact Us via myargoscard.co.uk). In-store Lloyds Pharmacies. For example, let's say you have a Normal Credit balance of 500 on your Argos Card with an interest rate of 34.9% APR and you don't make any other purchases. If you choose to spread the cost over a longer period, then you will be charged Deferred Interest on any balance remaining at the end of your plan, which you pay as part of your minimum monthly payment. Argos Limited who is authorised and regulated by the Financial Conduct Authority as a credit broker (713206), and works exclusively with Argos Card Lender, Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). How much interest do you pay on an Argos Card? What's my 'minimum payment'? And because it is a credit card, you can also use at over 36 million outlets worldwide, wherever you see the Mastercard logo. National Debtline also helps people to budget and look for ways to increase their income. These cookies will be stored in your browser only with your consent. Buy Now, Pay Later is not available on Sainsburys purchases, but you can still use your card for Normal Credit. If you are experiencing financial difficulties or can no longer afford to make your increased monthly payment, please contact us on 0345 601 0798 so that we can help you.
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