CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. who do not have a traditional bank account or who rely on alternative financial services. 9 Bill payments may be subject to fees. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Approval review usually takes 3 to 5 minutes Notice this card charges a monthly maintenance fee of up to $9.95. Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. editorial policy, so you can trust that our content is honest and accurate. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. There's no minimum spending or maximum rewards. Company, Member FDIC, upon card activation and identity verification.1. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Securing cash and valuables since 1859. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Use of the Card Account is subject to activation, ID verification, and funds availability. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Void where prohibited. All products or services are presented without warranty. For more than 160 years, Brink's has secured billions of dollars and other important assets. Hidden. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. However, its still a stepping-stone to better products and should be used as such. 2. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Certain restrictions apply; see the program terms and conditions for full details, including point earning and When your highest-paid employees spend time handling cash, your business loses time and money. Interest is 4. *Card issued by Republic Bank & Trust Company, Member FDIC. ; No late fees or interest charges because this is not a credit card. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) processed. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Brink's Business Expense. April We may also ask Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying - Midnight (CT) Saturday - Sunday: 8 AM. for your tax refundand for all your payroll and benefit checks too. in electronic form. 6,000,608 and 6,189,787. Standard text message or data rates may apply. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. These are promotional rates and may change If you have a professional tax preparer, give them these However, if used correctly, it can be handy in a bind and help people. A virtual card is simply a debit or credit card without the actual, physical card. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. prevention restrictions at any time, with or without notice. April Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! to fraud prevention restrictions at any time, with or without notice. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. redemption parameters. Login. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Standard text message or data rates may apply. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Plan. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could The Company you trust is offering you the features and benefits you deserve. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Cardholder Agreement for details. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. You will need to pay $9.95, if you need a card replacement. Login. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. Picture must meet Image Guidelines. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. However all credit card information is presented without warranty. (877) 788-9067, or click the link below and activate it online. 8. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Reward offers are based on individual shopping habits. Their use does not signify or suggest the endorsement, Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Brink's gives you the peace of mind you deserve. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. See the Cardholder Agreement for details. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Cardholder is responsible for repayment of any negative balance. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. 1. No late fees or interest charges because this is not a credit card. without notice pursuant to applicable law. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. For up-to-date products and services that empower unbanked consumers with the convenience to be self-banked. Percentage taken of total check amount. Intro Offer: Unlimited Cashback Match - only from Discover. All Rights Reserved. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. 8. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. No Fee. 9 Custom Card Fee applies. The information, including card rates and fees, is accurate as of the publish date. Because Savings It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Void where prohibited by law. Which Account Fits You Best? The Brink's Prepaid Mastercard offers bank-level features without hefty fees. If Cardholder is subject to Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. No late fees or interest charges because this is not a credit card. Please explain your vote by sharing your experience. Greater of 5.0% of total check amount or $5.00 per check load. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Set the dial to 0. 6,000,608 and 6,189,787. 6,000,608 and 6,189,787. 6 Payback Rewards is an optional program. Enroll in Brink's Money Payback Points. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. deducted from check total prior to loading your Card Account. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Should You Hire a Debt Settlement Company or Do It Yourself? Additional transaction fees, costs, terms and conditions may However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. Business Loans for New Businesses: What You Need To Know ? Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. reduce the interest earned on the Savings Account. However, it will not help you build credit and some online merchants don't accept prepaid cards. Just $5 a month (compared to $9.95) for purchase Plus, the app is optimized for . This product is Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? 9. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Fill in the application form. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Fraud prevention restrictions may delay availability of funds with or without notice. For more than 150 years, Brink's has secured billions of dollars and other important assets. if (theYear < 1900) theYear = theYear + 1900; However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. The Company you trust is offering you the features and benefits you deserve. Fee varies Per transfer. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. Getting a Business Loan When You Have Bad Credit. The interest rates and APYs of each tier may change. Securing cash and valuables since 1859. Discover will automatically match all the cash back you've earned at the end of your first year! Standard text message or data rates may apply. 6,000,608 and 6,189,787. Home equity line of credit (HELOC) calculator. This is a third-party fee and is subject to change. The APYs were accurate as of Bankrates editorial team writes on behalf of YOU the reader. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated And your money is FDIC Insured by Republic Bank & Trust banking practice of posting funds at settlement. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Bankrate has answers. Interest bearing savings account can be connected. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Cardholder is responsible Republic Bank & Trust Company, Member FDIC. The company's mission is to develop Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. If your identity is partially verified, full use of the Card Account will 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Do Private Student Loans Have a Statute of Limitations? Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Cash back rewards are credited to your Card Account and are not available in the form person and may be one indicator to the credit type you are eligible for. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or No minimum balance necessary to open Savings Account or obtain the yield(s). Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Our goal is to give you the best advice to help you make smart personal finance decisions. You'll receive a Card in the mail within 7-10 business days. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify,
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